Your family budget does not necessarily have to fit a template – even if you do use a template, you can customize it. A budget that really fits your style and family dynamic tends to be a lot easier to stick with, and can even be fun! Here are some tips for making a creative,Continue reading “Creative Budgeting 101”
Category Archives: Management & Education
10 Daily Time Tips
Time management isn’t a seminar you attend or a book you read. Time management is a process that must be engaged every day to be effective. Some of the most frustrated, disorganized people in any office are the ones with the most time management books on their shelves. It’s not that these books were ineffective.Continue reading “10 Daily Time Tips”
Beyond the Home – Tips for Decluttering Your Life
Clutter does not only happen at home. In fact, it also can happen in your mind, your body, your schedule, your finances, and your workspace. Unfortunately, chances are that if you have clutter in one of those areas, you most likely have clutter in all of those areas. If you have been trying to conquerContinue reading “Beyond the Home – Tips for Decluttering Your Life”
Dress for Success Even When Working from Home
Working from home is still work. It’s your skills and labor that make you a professional, not your location. Just because your home base isn’t an office building doesn’t make you any less serious about your business venture. One way to “get into character” is to look the part. Getting into Character You are playingContinue reading “Dress for Success Even When Working from Home”
How to Use Waiting Time Productively
Do you get impatient when you have to wait in line at the bank or sit for an extra hour at the doctor’s office? Instead of getting frustrated with wait time, put that time to good use. As you look over your daily to-do list, identify places that you are likely to have to wait.Continue reading “How to Use Waiting Time Productively”
Do You Really Need an Emergency Fund?
Some may question the necessity of an emergency fund. After all, is it really necessary? How do you go about it? Does it need to be a huge amount? Here are some ideas and suggestions that should help answer these questions. Is an Emergency Fund Necessary? Generally speaking, yes, an emergency fund is necessary. WhatContinue reading “Do You Really Need an Emergency Fund?”
If Only You Had More Time
Be honest, how many times have you said that? Do you say it weekly, daily, or several times a day? That’s a red flag indicating that you are either not using any time management strategies or the ones you are using are not working for you. Either way, time is ticking away and you areContinue reading “If Only You Had More Time”
How Cutting Calories Can Save You Money
Buying food is one of the larger expenditures we make each week. But did you know that by cutting calories you can also save money? Use our tips on how to save money both when eating out and eating at home. Eating Out We know eating out is much more expensive than brown bagging it,Continue reading “How Cutting Calories Can Save You Money”
Creating A Family Budget
You’ve probably heard that getting everyone involved is important to the success of your family budget. But you may be wondering if that’s really necessary, or how to even do it. Here are some ideas and tips for getting everyone on board with your family budget. Be Open Sometimes parents try to hide their financialContinue reading “Creating A Family Budget”
Knowing How to Schedule Your Time
No matter how many time management books you read, one of the most difficult parts is knowing how to make your own schedule. In some workplaces, the time is structured for you. In others, you have more freedom to set your schedule. Either way, you make decisions about how you do what you do andContinue reading “Knowing How to Schedule Your Time”
Incorporate a Set Time for Mindless Fun
As they say, all work and no play makes you dull. But what it really does is make you stressed out and ineffective. If you really want to be good at your job and productive every single day, setting aside time for mindless fun each and every day is imperative. Being mindless for a littleContinue reading “Incorporate a Set Time for Mindless Fun”
How To Know If You Need a Family Budget
Do you really need a budget? Isn’t that just a boring list of numbers that means you never get to spend money on what you want? A budget is really just a way to take control of your finances. It does not necessarily mean you can’t ever spend your money on what you want; itContinue reading “How To Know If You Need a Family Budget”
SMART Time Management
You’ve probably heard the acronym, SMART; Specific, Manageable, Attainable, Realistic, Timely. This is an ideal way to create a time management system for your work or personal life. Or you can use these criteria to evaluate a time management and day planner system that you might purchase. Specific: Your time management system must be ableContinue reading “SMART Time Management”
Try These Motivation Techniques
If you were to climb to the top of the mountain and finally reach that all-knowing guru who holds the secret to life and are granted one question, what would it be? Some would ask the secret to great wealth. Others would seek to learn how to live a long and healthy life without aging. Continue reading “Try These Motivation Techniques”
What Are Effective Family Budgets
Having a family budget means, for some people, whipping out the calculator at every purchase, or viewing the budget on their mobile device in the grocery store. For others, a family budget is just a formality and they never really glance at it. Between these extremes are those who sort of use their family budgetContinue reading “What Are Effective Family Budgets”
Three Ds for Time Management
When the day seems to get out of your control early and steamroll over you for hours, leaving you exhausted, you are probably missing the three “D’s”. These can be difficult to begin yet liberating once you make this part of your regular daily routine. The three “D’s” are Do, Delegate, and Defer. Do youContinue reading “Three Ds for Time Management”
Get More Done by Doing Less – Organize Your Family’s Time
When you think of organizing your family, you probably first think of everyone’s stuff. It’s true that cleaning up and organizing a messy house are part of family organization; but did you ever stop to think of how organizing your family’s time is just as important? In fact, you may find that you can getContinue reading “Get More Done by Doing Less – Organize Your Family’s Time”
Benefits of Organizing Your Home
Maybe you’ve heard that being organized is very helpful, or perhaps you would like to be more organized but can’t see how it would help. What’s the big deal? Are there any real benefits to being organized other than bragging rights? Actually, there are! Here are some of the benefits of organizing your home. FoundContinue reading “Benefits of Organizing Your Home”
How to Use Motivation Rewards to Reach Your Goals
Using rewards to reach a goal is not uncommon. It’s done all the time in business as employers reward their employees with bonuses, trips, and days off for a job well done. Retail stores motivate their customers to shop with them by offering discounts and loyalty cards you get punched each time you buy somethingContinue reading “How to Use Motivation Rewards to Reach Your Goals”
Credit Counseling Costs
What does credit consulting really cost? Believe it or not, when you talk to a credit consulting agency, they often won’t give you many of the most important numbers. They might phrase their charge as a monthly amount rather than an interest rate number, artificially lowering the perceived cost. When considering a credit consulting agency,Continue reading “Credit Counseling Costs”
Time Is a Four-Letter Word
Granted this states the obvious but it does capture the feeling about time. It’s not that you don’t like having time to get things done or time to spare. That’s not the problem. The reason that “time” evokes such strong feelings is when your calendar is so crowded that time feels more like a curseContinue reading “Time Is a Four-Letter Word”
How Organizing Your Family Benefits Everyone
There are benefits to organizing besides just a neater home. In fact, the entire family can gain from getting organized. Here are some ways that organizing time, stuff, and schedules can benefit everyone. Finding Stuff How many family fights begin with someone unable to find something? For example, the ever-elusive remote control seems to beContinue reading “How Organizing Your Family Benefits Everyone”
How to Lose Weight on a Budget
Losing weight doesn’t have to break the bank. There are several things you can do to reduce both food costs and your weight. Limit eating out Yes, we are all busy and it is easy to grab some fast food to save time, but not only is fast food expensive, it is loaded with saturatedContinue reading “How to Lose Weight on a Budget”
Is Competition Chipping Away at Your Soul?
Economics professors will teach you that competition is good for business, especially for the consumer. Competition keeps a business or person on his best behavior and the result is the best for all concerned. It keeps the other person from gaining an unfair advantage as they continue to compete for more business or whatever favorContinue reading “Is Competition Chipping Away at Your Soul?”
Is Debt Relief Better Than Bankruptcy
Is debt relief a better option than bankruptcy if you’re having financial troubles? There are strong arguments for both sides. There’s actually no hard and fast answer to the issue. It depends entirely upon your own financial situation. These are some of the most important things to consider. The Pros and Cons of Bankruptcy TheContinue reading “Is Debt Relief Better Than Bankruptcy”
Time Management for Dinner
Back in the day, you could hear all the neighborhood moms calling the children home for dinner. Today, families are so busy going in so many directions that it’s almost unusual for everyone to sit down for dinner together in the evening. When the family does arrive at home, there’s often little time to getContinue reading “Time Management for Dinner”
Organizing Your Family – Getting Started
To get started organizing your family, it helps to get specific. General tips are fine, but really knowing just what to do can help a lot with motivating you toward your organizational goals. Following are some tips on getting started organizing your family. Time Organizing time is just as important as organizing your stuff. IfContinue reading “Organizing Your Family – Getting Started”
Minimizing Funeral Costs
The end of a life is not something that people want to talk about. It is a difficult time for those close to the deceased, but arrangements need to be made. Maybe thinking about these things ahead of time can help you to be knowledgeable enough to make positive decisions when the time comes. DeathContinue reading “Minimizing Funeral Costs”
Time Management and Energy Flow
Just as electrical equipment functions best when receiving a solid surge of electricity, so do you. In your case, the power you need is energy, which gives you stamina for the day and the ability to kick into high gear when necessary to deal with a problem. It’s not that you have to be perkyContinue reading “Time Management and Energy Flow”
Can You Afford a Family Pet?
Pets are a part of many families these days. They are playmates, confidants, and close friends. But pets also come with a price. If your family is thinking about getting a pet, first consider if you can afford the extra cost. They are cute and cuddly, friendly and curious, and like little people. Pets areContinue reading “Can You Afford a Family Pet?”
The Pros and Cons of Consolidating Your Debts
There’s nothing quite as stressful as managing your cash when you have debt. One payment is often enough to manage. However, if you have multiple debts it can be completely overwhelming. Many people turn to debt consolidation loans to help them manage their monthly cash flow. This can be a great idea. However, it doesContinue reading “The Pros and Cons of Consolidating Your Debts”
How to Be Ruthless with Time
If you’ve created a time management plan and still failed to reach your goals, it’s likely because you’re too flexible and easy on yourself and others when it comes to the schedule. The unfortunate fact is that time is not limitless. You can’t get more. You can’t work harder to get more of it; it’sContinue reading “How to Be Ruthless with Time”
How to Cut Your Vet Bills
When a child gets sick, you take them to the doctor for treatment. What do you do with your pet? Veterinary bills can skyrocket in one visit. Here are some tips to cut your vet bills. Preventative maintenance can save you money in the long run. You want a healthy pet for their entire life,Continue reading “How to Cut Your Vet Bills”
Saving Money on Cleaning Products
Cleaning is a necessary chore if we want our homes to look presentable. In your monthly budget you can save money on cleaning supplies with a few simple tips. All those television commercials tout the latest and greatest cleaning solution. “If you want to remove tough stains fast, try this product.” “If you want toContinue reading “Saving Money on Cleaning Products”
Pros and Cons of Staging a Home for a Quick Sale
If you have been trying to sell your home during a difficult market and find that it has taken far longer than you had anticipated, you may be considering hiring a professional home stager. If so, you will want to know the pros and cons before pursuing. The first task in staging your home isContinue reading “Pros and Cons of Staging a Home for a Quick Sale”
Be Aware of Rogue Debt Management Companies
Debt is nothing new in society today, but during it can get even worse – especially for those who were not having problems before. When you notice that your debt is mounting, the best option might be to seek help from good professional sources. But how can you be sure that the debt management companyContinue reading “Be Aware of Rogue Debt Management Companies”
What to Do When Your Credit Card Gets Stolen
If your credit card is stolen, the first and most important thing you need to do is act quickly. If you act quickly, the damage can be minimized – in fact, it can cost you as little as nothing. If you wait to act on the theft, however, it can end up costing you aContinue reading “What to Do When Your Credit Card Gets Stolen”
4 Ways to Improve Your Time Management Skills
Managing time has become an all too real struggle for many people these days. With so much to do in both their work and personal lives, it can be challenging to get things done during a day. But there are many ways to improve their time management skills to help them get more accomplished inContinue reading “4 Ways to Improve Your Time Management Skills”
Staying Calm in the Midst of Chaos
Chaos. Everything is crashing down around you. Your life feels like the second half of Titanic when the ship is sinking but also on fire. What do you do? How do you stay calm? Try Grounding In mindfulness circles, “grounding” is the process of “getting back to what’s real.” Ask yourself, realistically, ‘What’s the worstContinue reading “Staying Calm in the Midst of Chaos”
Do You Feel Powerless Over Yourself and Your Life?
When you can acknowledge how powerful you are, you will finally have power over your life. When you are feeling powerless, it is because you have lost sight of your power, you have given away to others, or you lack the confidence to embrace your own strength and capacity. If you are feeling powerless inContinue reading “Do You Feel Powerless Over Yourself and Your Life?”
Financial Concerns for New Entrepreneurs
One of the biggest reasons people talk themselves out of being an entrepreneur is money, or lack thereof. And then there are those who go all in but with limited resources. They immediately feel the pressures to succeed, and succeed fast, because time and money are in short supply. Especially in the beginning phase ofContinue reading “Financial Concerns for New Entrepreneurs”
Are You Overthinking Too Much in Your Life?
Have there been times in your life where you’ve felt like the simplest decisions and tasks become high-pressure situations? Many people feel like absolutely every decision they face is a high-pressure situation; they overthink everything they do, are filled with anxiety, and find it incredibly difficult to make even the simplest decisions, like what toContinue reading “Are You Overthinking Too Much in Your Life?”
Creating a Personal Development Plan
You’ve probably heard the saying before, “If you fail to plan, you are planning to fail.” However, even understanding that comment, we often forget about it in our personal lives. Most of the time, we apply that type of rational thought to our work life while sadly forgetting that planning our personal development is alsoContinue reading “Creating a Personal Development Plan”
Boost Your Productivity with These Essential Time Management Skills
If you’re looking to become more productive with your time, then you have to understand that you need to make constant and never-ending improvements to the way that you work. Fortunately, there are many time management skills that you can improve that will help you become more productive. Here are several essential time management skillsContinue reading “Boost Your Productivity with These Essential Time Management Skills”
Achieving Self-Awareness and Its Benefits
What Is Self-Awareness? Essentially, it’s knowing the state of your internal self, your intuitions, preferences, resources, and skills. Really, it’s about knowing that there is one thing you control in this life and it’s your perception of your world. It’s much easier to navigate difficult and unexpected situations when you are in tune with yourContinue reading “Achieving Self-Awareness and Its Benefits”
Moving Your Business Forward
Life as an entrepreneur, or even just in general, inevitably will be filled with peaks and valleys. You’re going to have times when things are going as planned and everything is happening right on schedule. You’re also going to have times when things are going at a snail’s pace and you can’t really see anyContinue reading “Moving Your Business Forward”
Setting Bigger Goals
We all have goals; some people have more ambitious ones than others. Have you ever stopped to wonder why that is? Why some people are more successful than others? Are they smarter, richer, or somehow more savvy? Maybe, but in most cases it is because they have a clearer vision of what they want toContinue reading “Setting Bigger Goals”
Emotional Maturity
Without a doubt, emotions are one of the most powerful responses that any person can have. Emotions influence our thought processes, hence affecting our overall wellbeing. Emotional maturity is the ability to understand and effectively manage your full range of emotional responses in a manner that sustains good health. In the quest for self-improvement, havingContinue reading “Emotional Maturity”
Being Proactive for Your Own Goals and Dreams
If you ever want to achieve your goals in life, you have to be proactive. You can’t be passive in the way you go through life and expect to come out ahead in the end. Those who are passive in life tend to fulfill others’ goals and dreams or just coast through life. In thisContinue reading “Being Proactive for Your Own Goals and Dreams”
Do You Need Dedication or Direction to Be a Successful Entrepreneur?
The short answer is you need both. You are going to need a bottomless supply of both dedication and direction if you are planning on being a successful solo entrepreneur. The problem is, we tend to confuse the two and end up relying on one more than the other and this can have disastrous results.Continue reading “Do You Need Dedication or Direction to Be a Successful Entrepreneur?”
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